Credit Officer II-Global Corporate & Investment Banking Job at Bank of America Corporation, San Francisco, CA

V0k0K0hjUk9YYW5CV1RrRXRFM0M3NTdib1E9PQ==
  • Bank of America Corporation
  • San Francisco, CA

Job Description

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.

Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates’ physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve.

Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations.

At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!


This job is responsible for managing, monitoring, and documenting credit risk for a portfolio of clients. Key responsibilities include monitoring changes in credit profiles, compliance with credit agreements as well as structuring and underwriting new financing solutions across the Global Banking and Markets product spectrum. Job expectations may include assessing risk solutions which adhere to the bank's risk appetite and risk strategies and coaching and leading team members.


Responsibilities:

  • Oversees and assesses the credit worthiness of borrowers based on due diligence findings, financial statement analysis, forecasting, analysis of company and industry risks, terms and conditions, and relationship profitability to provide high quality credit approval to Corporate Banking, Investment Banking, Global Markets, and Treasury
  • Exercises Delegated Approval Authority using sound judgment and expertise to make approval decisions for the business including new lending limits, structuring and negotiating deal terms, credit worthiness, annual reviews and renewals, risk ratings, and breach actions
  • Acts as a senior coverage team resource supporting ongoing credit matters and asset quality, maintaining adherence to the bank's risk appetite and risk strategies to mitigate losses while identifying opportunities to responsibly growing the loan portfolio
  • Leads new credit originations in coordination and collaboration with the coverage teams including Relationship Managers, Risk, Syndications, Treasury, and all other product partners
  • Negotiates and structures legal documentation related to loans and derivatives
  • Establishes appropriate internal risk ratings for clients and implements accurate adjustments throughout the client's credit life cycle
  • Trains, coaches, and mentors Credit Analysts and Associates

Required Qualifications:

  • 9+ years Corporate/Commercial credit experience
  • Strong understanding of accounting and corporate finance
  • Strong understanding of legal credit agreements
  • Strong knowledge of ancillary bank products (treasury, cash management, derivatives)
  • Strong business writing skills
  • Ability to coach junior teammates

Desired Qualifications:

  • Specific experience within Technology, Media, Telecom & Gaming industries
  • Bachelor’s Degree in Finance or related

Skills:

  • Analytical Thinking
  • Credit and Risk Assessment
  • Financial Analysis
  • Loan Structuring
  • Underwriting
  • Attention to Detail
  • Business Acumen
  • Financial Forecasting and Modeling
  • Research Analysis
  • Written Communications
  • Business Development
  • Collaboration
  • Critical Thinking
  • Portfolio Analysis
  • Stakeholder Management

Skills:

  • Analytical Thinking
  • Credit and Risk Assessment
  • Financial Analysis
  • Loan Structuring
  • Underwriting
  • Attention to Detail
  • Business Acumen
  • Financial Forecasting and Modeling
  • Research Analysis
  • Written Communications
  • Business Development
  • Collaboration
  • Critical Thinking
  • Portfolio Analysis
  • Stakeholder Management

Shift:

1st shift (United States of America)

Hours Per Week: 

40

Job Tags

Full time, Work at office, Shift work, Day shift,

Similar Jobs

City State Entertainment

Contract 3D Environment Artist (Remote) Job at City State Entertainment

 ...We are looking for a 3D Environment Artist to help build, populate, and refine the world of Camelot Unchained. In this role, you will contribute to the visual quality, performance, and cohesion of our in-game environments, taking assets from concept through final implementation... 

Pacific Gas And Electric Company

Emergency Management Specialist, Expert Job at Pacific Gas And Electric Company

 ...distribution and transmission operations, including planning, engineering, maintenance and construction, asset management, business planning, restoration and emergency response. Position Summary The Emergency Management Specialist participates in designing,... 

Avid Associates

Project Manager Job at Avid Associates

 ...Project Manager Commercial Landscape Location: Denver, CO We are seeking an experienced Commercial Landscape Project Manager...  ...execution, and turnover. Oversee installation of landscape, irrigation, hardscape, sitework, grading, walls, turf, plantings,... 

GOLFTEC

Certified Personal Coach Job at GOLFTEC

 ...Compensation Range: $60,000-$75,000 Location: GOLFTEC West LA Position Summary: As a Certified Personal Coach, you...  ...Provide GOLFTEC services for each student, including TECFIT Club Fitting, outdoor playing lessons, short game lessons, and more! Create... 

Luxottica

LensCrafters Kenwood Square - Team Lead Job at Luxottica

Requisition ID:915348 Store # :000009 LensCrafters Position: Full-Time Total Rewards: Benefits/Incentive Information LensCrafters is a place for visionaries. Weve got a vision for pairing state-of-the-art technology with a truly personal approach to...